loan benefits
SayStudent Continuing Ed Loan
you will
note many benefits with the
SayStudent Continuing Education Loan —
most notable is the speed in
processing and loan amounts awarded
| Quick Processing |
|---|
| when you need the money fast — the SayStudent Continuing Education private student loan can be funded in as few as 5 business days from receipt of completed application. Follow the steps at the right to speed up the time you can get the funds. |
| you control the money — the funds are disbursed directly to you, not the school. Use the money to pay tuition, housing, books, a computer for classroom assignments, and other education related expenses. |
| easy, no hassle application — you can submit your money request online or speak with our professional loan advisor about your needs and getting qualified. Dial: 1-866-230-4578 There are no application fees or other out-of-pocket costs to get this loan. You can expect a preliminary approval in as little as 15 minutes if applying by web or phone. |
| Generous Loan Limits |
|---|
| borrow enough to cover your costs — you can borrow annually up to $30,000: see footnote below There are plenty of funds to get you going in school without worrying about money. |
| loan amounts not tied to federal limits — you can borrow up to the full cost of education or $30,000, whichever is less. It doesn't matter how much aid you have previously received or expect to receive from the federal government or college. The maximum aggregate amount is $130,000 — enough to pay for almost all degree programs. |
| No Payments Until Later |
|---|
| for
certificate/degree granting programs: repayment is deferred until the earlier of
|
| for non-certificate/non-degree granting programs: repayment may be deferred until the earlier of
|
| repayment period: take up to 20 years to repay — minimum monthly payment as low as $25: see rate and repayment examples favorable repayment terms - no pre-payment penalties |
| Great Deals |
|---|
| rate reduction incentives: upon repayment, you can lower your rate by as much as 0.50% by:
|
| co-signer release: since many first-time students will need a co-signer such as a parent or another, you can request a co-signer release when you submit your application. Then after meeting certain qualifications after 48 months, the co-signer can be released from the loan agreement: see our co-signer release qualification sheet |
| pay-off past expenses: you can use this loan to pay-off education expenses from previous academic years. That includes past tuition, past room and board, past lab fees and other — apply for a SayStudent Loan to clear out your obligations. |
| More Information Available |
|---|
| information for: continuing education students commonly asked questions glossary of terms |
don't wait another minute!
finance your continuing education now!
Back to main page....
dial toll-free
1.866.230.4578
for help getting qualified
use this student aid
tally sheet
| Step 1: apply conveniently online or by phone — use tally sheet to keep track You can save your application to come back anytime to complete. |
| Step 2: if you need a co-signer for getting approved, start the application to enter your information. Then save it. Invite your co-signer to retrieve the application to submit their information. |
| Step 3: you will receive a preliminary approval in as little as 15 minutes upon submission of your completed application. |
| Step 4: once you receive your credit agreement by email — print — sign — fax back the agreement at the number provided |
| Step 5: final document review conducted and funds disbursement date is scheduled |
| Step 6: loan proceeds are disbursed directly to you. |
| Step 7: use our budgeting tips to manage your money wisely |
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